A true five-bedroom ranch home in College Community School District … and with a rare assumable loan option at 2.99% interest rate for qualified buyers! Step inside to LVP flooring, art niches, box molding, oak columns, and tray ceilings. Gather in the great room with a double-sided gas fireplace. On the flip side, the finished four seasons room with stone accents, big windows for natural light, and deck access makes a cozy spot for a playroom, music room, or additional living room space. Updated kitchen with solid surface countertops, tile backsplash, stainless steel appliances, a stone accent breakfast bar/island that seats 4+, and a separate beverage station. Adjacent dining area with sliders to the elevated deck. Laundry room and drop zone with hooks and storage off the garage entry for everyday convenience. This split bedroom floor plan offers plenty of privacy, with two bedrooms with LVP flooring and a full bath with transom window off the main living area. Just down the hallway, you will enjoy the Primary Suite, featuring LVP flooring, tray ceiling, walk-in closet, and generous bathroom with dual vanities, separate shower, and jetted corner tub. Downstairs, lots of living space and a huge oak built-in storage wall/entertainment center, plus two bedrooms, a full bath, and a bonus room. Two car attached garage with shelving to organize all your gear; backyard with mature trees, gas firepit, and peekaboo views of the neighborhood pond. The assumable loan option is a rare find; please call for additional information. Don't delay on this one; schedule your private tour today. This could be your new home in time for the holiday season ahead!